United Security Bancshares

United Security Bancsharesverified

UBFO

Price:

$9.67

Market Cap:

$167.51M

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, s...[Read more]

Industry

Banks - Regional

IPO Date

1999-03-03

Stock Exchange

NASDAQ

Ticker

UBFO

The Current Ratio as of November 2024 (TTM) for United Security Bancshares (UBFO) is 5.94

According to United Security Bancshares’s latest financial reports and current stock price. The company's current Current Ratio is 5.94. This represents a change of 287.98% compared to the average of 1.53 of the last 4 quarters.

United Security Bancshares (UBFO) Historical Current Ratio (quarterly & annually)

How has UBFO Current Ratio performed in the past?

The mean historical Current Ratio of United Security Bancshares over the last ten years is 9.66K. The current 5.94 Current Ratio has changed -93.85% with respect to the historical average. Over the past ten years (40 quarters), UBFO's Current Ratio was at its highest in in the September 2020 quarter at 11.70K. The Current Ratio was at its lowest in in the June 2024 quarter at 0.06.

Quarterly (TTM)
Annual

Average

9.66K

Median

10.54K

Minimum

3.59

Maximum

23.40K

United Security Bancshares (UBFO) Current Ratio by Quarter and Year

Discovering the peaks and valleys of United Security Bancshares Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 127.09%

Maximum Annual Current Ratio = 23.40K

Minimum Annual Increase = -98.72%

Minimum Annual Current Ratio = 3.59

Quarterly (TTM)
Annual
YearCurrent RatioChange
20233.59-96.97%
2022118.34-21.09%
2021149.96-98.72%
202011.68K127.09%
20195.14K-65.37%
201814.86K-12.13%
201716.91K79.75%
20169.41K-59.80%
201523.40K56.52%
201414.95K15.17%

United Security Bancshares (UBFO) Average Current Ratio

How has UBFO Current Ratio performed in the past?

The current Current Ratio of United Security Bancshares (UBFO) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

90.63

5-year avg

3.42K

10-year avg

9.66K

United Security Bancshares (UBFO) Current Ratio vs. Peers

How is UBFO’s Current Ratio compared to its peers?

United Security Bancshares’s Current Ratio is greater than Home Federal Bancorp, Inc. of Louisiana (0), greater than HMN Financial, Inc. (4.41), less than HV Bancorp, Inc. (6.02), greater than Lake Shore Bancorp, Inc. (0), greater than Community West Bancshares (0.33), greater than Oconee Federal Financial Corp. (0.21), less than Cullman Bancorp, Inc. (76.62), greater than First Northwest Bancorp (2.40), greater than Oak Valley Bancorp (0), greater than Magyar Bancorp, Inc. (0), less than Pathfinder Bancorp, Inc. (19.93), greater than Codorus Valley Bancorp, Inc. (0.03), less than Southern Missouri Bancorp, Inc. (8.62), less than IF Bancorp, Inc. (73.91), greater than Colony Bankcorp, Inc. (0.89), greater than Old Point Financial Corporation (0), less than The Community Financial Corporation (29.27), greater than First United Corporation (0.34), greater than First Community Corporation (-2.41), less than Greene County Bancorp, Inc. (29.93), greater than Central Valley Community Bancorp (1.70),

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