Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc.verified

PBHC

Price:

$18

Market Cap:

$109.80M

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans ...[Read more]

Industry

Banks - Regional

IPO Date

1995-11-16

Stock Exchange

NASDAQ

Ticker

PBHC

The Current Ratio as of November 2024 (TTM) for Pathfinder Bancorp, Inc. (PBHC) is 19.93

According to Pathfinder Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 19.93. This represents a change of 295.62% compared to the average of 5.04 of the last 4 quarters.

Pathfinder Bancorp, Inc. (PBHC) Historical Current Ratio (quarterly & annually)

How has PBHC Current Ratio performed in the past?

The mean historical Current Ratio of Pathfinder Bancorp, Inc. over the last ten years is 16.01. The current 19.93 Current Ratio has changed 12.35% with respect to the historical average. Over the past ten years (40 quarters), PBHC's Current Ratio was at its highest in in the September 2021 quarter at 6.18K. The Current Ratio was at its lowest in in the March 2024 quarter at 0.06.

Quarterly (TTM)
Annual

Average

16.01

Median

17.67

Minimum

0.39

Maximum

41.84

Pathfinder Bancorp, Inc. (PBHC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Pathfinder Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 691.34%

Maximum Annual Current Ratio = 41.84

Minimum Annual Increase = -97.86%

Minimum Annual Current Ratio = 0.39

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230.39-97.86%
202218.14-1.56%
202118.43-55.96%
202041.84691.34%
20195.29-69.25%
201817.19-15.05%
201720.2459.71%
201612.67-31.20%
201518.42145.21%
20147.51-51.40%

Pathfinder Bancorp, Inc. (PBHC) Average Current Ratio

How has PBHC Current Ratio performed in the past?

The current Current Ratio of Pathfinder Bancorp, Inc. (PBHC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

12.32

5-year avg

16.82

10-year avg

16.01

Pathfinder Bancorp, Inc. (PBHC) Current Ratio vs. Peers

How is PBHC’s Current Ratio compared to its peers?

Pathfinder Bancorp, Inc.’s Current Ratio is less than Cullman Bancorp, Inc. (76.62), greater than HMN Financial, Inc. (4.41), greater than Home Federal Bancorp, Inc. of Louisiana (0), greater than HV Bancorp, Inc. (6.02), greater than Lake Shore Bancorp, Inc. (0), greater than Magyar Bancorp, Inc. (0), greater than Oconee Federal Financial Corp. (0.21), greater than Community West Bancshares (0.33),

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