Old Point Financial Corporation

Old Point Financial Corporationverified

OPOF

Price:

$21.65

Market Cap:

$109.93M

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planni...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-11

Stock Exchange

NASDAQ

Ticker

OPOF

The Current Ratio as of November 2024 (TTM) for Old Point Financial Corporation (OPOF) is 0

According to Old Point Financial Corporation’s latest financial reports and current stock price. The company's current Current Ratio is 0. This represents a change of -100.00% compared to the average of 0.15 of the last 4 quarters.

Old Point Financial Corporation (OPOF) Historical Current Ratio (quarterly & annually)

How has OPOF Current Ratio performed in the past?

The mean historical Current Ratio of Old Point Financial Corporation over the last ten years is 38.12. The current 0 Current Ratio has changed -100.00% with respect to the historical average. Over the past ten years (40 quarters), OPOF's Current Ratio was at its highest in in the June 2018 quarter at 339.19. The Current Ratio was at its lowest in in the September 2024 quarter at 0.

Quarterly (TTM)
Annual

Average

38.12

Median

1.02

Minimum

0

Maximum

278.02

Old Point Financial Corporation (OPOF) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Old Point Financial Corporation Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 2.13%

Maximum Annual Current Ratio = 278.02

Minimum Annual Increase = -100.00%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230-100.00%
202221.512.13%
20210.97212.31%
20200.319.53%
20190.28-74.36%
20181.102.00%
20171.08237.01%
20160.32-99.59%
201577.65-72.07%
2014278.02155.04%

Old Point Financial Corporation (OPOF) Average Current Ratio

How has OPOF Current Ratio performed in the past?

The current Current Ratio of Old Point Financial Corporation (OPOF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.49

5-year avg

4.61

10-year avg

38.12

Old Point Financial Corporation (OPOF) Current Ratio vs. Peers

How is OPOF’s Current Ratio compared to its peers?

Old Point Financial Corporation’s Current Ratio is greater than First Community Corporation (-2.41), less than Oak Valley Bancorp (0), less than Chemung Financial Corporation (0.40), less than Home Bancorp, Inc. (0), less than Cullman Bancorp, Inc. (76.62), less than HMN Financial, Inc. (4.41), less than Home Federal Bancorp, Inc. of Louisiana (0), less than HV Bancorp, Inc. (6.02), less than Lake Shore Bancorp, Inc. (0), less than Oconee Federal Financial Corp. (0.21), less than Citizens Holding Company (0), less than Magyar Bancorp, Inc. (0), less than Community West Bancshares (0.33),

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