United Security Bancshares

United Security Bancsharesverified

UBFO

Price:

$8.45

Market Cap:

$146.38M

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, s...[Read more]

Industry

Banks - Regional

IPO Date

1999-03-03

Stock Exchange

NASDAQ

Ticker

UBFO

The ROE as of September 2024 (TTM) for United Security Bancshares (UBFO) is 14.49%

According to United Security Bancshares’s latest financial reports and current stock price. The company's current ROE is 14.49%. This represents a change of 300.09% compared to the average of 3.62% of the last 4 quarters.

United Security Bancshares (UBFO) Historical ROE (quarterly & annually)

How has UBFO ROE performed in the past?

The mean historical ROE of United Security Bancshares over the last ten years is 10.33%. The current 14.49% ROE has changed 40.21% with respect to the historical average. Over the past ten years (40 quarters), UBFO's ROE was at its highest in in the March 2023 quarter at 5.42%. The ROE was at its lowest in in the March 2021 quarter at 1.20%.

Quarterly (TTM)
Annual

Average

10.33%

Median

8.46%

Minimum

7.50%

Maximum

16.15%

United Security Bancshares (UBFO) ROE by Quarter and Year

Discovering the peaks and valleys of United Security Bancshares ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 66.03%

Maximum Annual ROE = 16.15%

Minimum Annual Increase = -41.85%

Minimum Annual ROE = 7.50%

Quarterly (TTM)
Annual
YearROEChange
202316.15%15.82%
202213.95%66.03%
20218.40%10.44%
20207.61%-41.85%
201913.08%1.94%
201812.83%50.52%
20178.52%11.23%
20167.66%0.88%
20157.60%1.23%
20147.50%-20.97%

United Security Bancshares (UBFO) Average ROE

How has UBFO ROE performed in the past?

The current ROE of United Security Bancshares (UBFO) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

12.83%

5-year avg

11.84%

10-year avg

10.33%

United Security Bancshares (UBFO) ROE vs. Peers

How is UBFO’s ROE compared to its peers?

United Security Bancshares’s ROE is less than Home Federal Bancorp, Inc. of Louisiana (6.90%), less than HMN Financial, Inc. (4.89%), less than HV Bancorp, Inc. (2.09%), less than Lake Shore Bancorp, Inc. (5.21%), greater than Community West Bancshares (0.05%), less than Oconee Federal Financial Corp. (6.71%), less than Cullman Bancorp, Inc. (3.60%), greater than First Northwest Bancorp (-0.73%), less than Oak Valley Bancorp (15.52%), less than Magyar Bancorp, Inc. (6.94%), less than Pathfinder Bancorp, Inc. (6.00%), less than Codorus Valley Bancorp, Inc. (11.55%), less than Southern Missouri Bancorp, Inc. (10.61%), less than IF Bancorp, Inc. (2.50%), less than Colony Bankcorp, Inc. (8.72%), less than Old Point Financial Corporation (6.69%), less than The Community Financial Corporation (7.75%), less than First United Corporation (9.21%), less than First Community Corporation (8.33%), less than Greene County Bancorp, Inc. (12.63%), less than Central Valley Community Bancorp (11.29%),

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