X Financial

X Financialverified

XYF

Price:

$4.74

Market Cap:

$1.66B

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic o...[Read more]

Industry

Financial - Credit Services

IPO Date

2018-09-19

Stock Exchange

NYSE

Ticker

XYF

The PE Ratio as of September 2024 (TTM) for X Financial (XYF) is 1.26

According to X Financial’s latest financial reports and current stock price. The company's current PE Ratio is 1.26. This represents a change of 9.46% compared to the average of 1.15 of the last 4 quarters.

X Financial (XYF) Historical PE Ratio (quarterly & annually)

How has XYF PE Ratio performed in the past?

The mean historical PE Ratio of X Financial over the last ten years is -7.48. The current 1.26 PE Ratio has changed -1784.42% with respect to the historical average. Over the past ten years (40 quarters), XYF's PE Ratio was at its highest in in the June 2017 quarter at 90.97. The PE Ratio was at its lowest in in the March 2020 quarter at -1.52.

Quarterly (TTM)
Annual

Average

-7.48

Median

1.31

Minimum

-104.98

Maximum

34.57

X Financial (XYF) PE Ratio by Quarter and Year

Discovering the peaks and valleys of X Financial PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 6.44%

Maximum Annual PE Ratio = 34.57

Minimum Annual Increase = -336.80%

Minimum Annual PE Ratio = -104.98

Quarterly (TTM)
Annual
YearPE RatioChange
20231.05-22.31%
20221.356.44%
20211.27-336.80%
2020-0.54-122.52%
20192.38-52.74%
20185.04-85.41%
201734.57-132.93%

X Financial (XYF) Average PE Ratio

How has XYF PE Ratio performed in the past?

The current PE Ratio of X Financial (XYF) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

1.23

5-year avg

1.10

10-year avg

-7.48

X Financial (XYF) PE Ratio vs. Peers

How is XYF’s PE Ratio compared to its peers?

X Financial’s PE Ratio is greater than LM Funding America, Inc. (-0.56), greater than Dunxin Financial Holdings Limited (-0.04), greater than Sunlight Financial Holdings Inc. (-0.01), less than Nisun International Enterprise Development Group Co., Ltd (1.60), greater than Qudian Inc. (-5.53), less than FinVolution Group (4.40), greater than Senmiao Technology Limited (-3.52), less than LexinFintech Holdings Ltd. (2.50), less than 360 DigiTech, Inc. (5.48), greater than Lufax Holding Ltd (-3.80), less than Yiren Digital Ltd. (1.37), greater than Pintec Technology Holdings Limited (-10.35), less than LendingClub Corporation (28.83),

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Frequently asked questions❓

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