X Financial

X Financialverified

XYF

Price:

$6.3

Market Cap:

$2.26B

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic o...[Read more]

Industry

Financial - Credit Services

IPO Date

2018-09-19

Stock Exchange

NYSE

Ticker

XYF

The Current Ratio as of November 2024 (TTM) for X Financial (XYF) is 2.14

According to X Financial’s latest financial reports and current stock price. The company's current Current Ratio is 2.14. This represents a change of -67.99% compared to the average of 6.67 of the last 4 quarters.

X Financial (XYF) Historical Current Ratio (quarterly & annually)

How has XYF Current Ratio performed in the past?

The mean historical Current Ratio of X Financial over the last ten years is 20.96. The current 2.14 Current Ratio has changed 919.07% with respect to the historical average. Over the past ten years (40 quarters), XYF's Current Ratio was at its highest in in the June 2022 quarter at 156.28. The Current Ratio was at its lowest in in the March 2017 quarter at 0.

Quarterly (TTM)
Annual

Average

20.96

Median

14.44

Minimum

1.53

Maximum

50.34

X Financial (XYF) Current Ratio by Quarter and Year

Discovering the peaks and valleys of X Financial Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 330.96%

Maximum Annual Current Ratio = 50.34

Minimum Annual Increase = -96.97%

Minimum Annual Current Ratio = 1.53

Quarterly (TTM)
Annual
YearCurrent RatioChange
20231.53-96.97%
202250.34330.96%
202111.68168.80%
20204.35-74.72%
201917.1990.30%
20189.03-72.35%
201732.67-20.06%

X Financial (XYF) Average Current Ratio

How has XYF Current Ratio performed in the past?

The current Current Ratio of X Financial (XYF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

21.18

5-year avg

17.02

10-year avg

20.96

X Financial (XYF) Current Ratio vs. Peers

How is XYF’s Current Ratio compared to its peers?

X Financial’s Current Ratio is less than LM Funding America, Inc. (481.68K), greater than Dunxin Financial Holdings Limited (0.63), less than Sunlight Financial Holdings Inc. (4.87), less than Nisun International Enterprise Development Group Co., Ltd (4.22), less than Qudian Inc. (19.31), less than FinVolution Group (4.00), greater than Senmiao Technology Limited (0.37), greater than LexinFintech Holdings Ltd. (1.77), greater than Qifu Technology, Inc. (0), greater than Lufax Holding Ltd (0.49), less than Yiren Digital Ltd. (4.17), greater than Pintec Technology Holdings Limited (0.22), greater than LendingClub Corporation (0),

Build a custom stock screener for X Financial (XYF) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like X Financial using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

X Financial (XYF) and other stocks custom spreadsheet templates

The easiest way to analyze a company like X Financial or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the Current Ratio?

How can you use the Current Ratio?

What is X Financial's Current Ratio?

How is the Current Ratio calculated for X Financial (XYF)?

What is the highest Current Ratio for X Financial (XYF)?

What is the 3-year average Current Ratio for X Financial (XYF)?

What is the 5-year average Current Ratio for X Financial (XYF)?

How does the current Current Ratio for X Financial (XYF) compare to its historical average?