Old Point Financial Corporation

Old Point Financial Corporationverified

OPOF

Price:

$14.75

Market Cap:

$74.87M

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planni...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-11

Stock Exchange

NASDAQ

Ticker

OPOF

The PE Ratio as of July 2024 (TTM) for Old Point Financial Corporation (OPOF) is 11.71

According to Old Point Financial Corporation’s latest financial reports and current stock price. The company's current PE Ratio is 11.71. This represents a change of -17.59% compared to the average of 14.21 of the last 4 quarters.

Old Point Financial Corporation (OPOF) Historical PE Ratio (quarterly & annually)

How has OPOF PE Ratio performed in the past?

The mean historical PE Ratio of Old Point Financial Corporation over the last ten years is -494.43. The current 11.71 PE Ratio has changed -336.84% with respect to the historical average. Over the past ten years (40 quarters), OPOF's PE Ratio was at its highest in in the December 2015 quarter at 68.63. The PE Ratio was at its lowest in in the December 2017 quarter at -12.89.

Quarterly (TTM)
Annual

Average

-494.43

Median

18.12

Minimum

-5120.14

Maximum

33.79

Old Point Financial Corporation (OPOF) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Old Point Financial Corporation PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 44.30%

Maximum Annual PE Ratio = 33.79

Minimum Annual Increase = -15252.36%

Minimum Annual PE Ratio = -5120.14

Quarterly (TTM)
Annual
YearPE RatioChange
202311.66-22.47%
202215.033.64%
202114.50-20.96%
202018.350.97%
201918.18-20.34%
201822.82-100.45%
2017-5120.14-15252.36%
201633.7944.30%
201523.4229.57%
201418.07-10.09%

Old Point Financial Corporation (OPOF) Average PE Ratio

How has OPOF PE Ratio performed in the past?

The current PE Ratio of Old Point Financial Corporation (OPOF) is less than than its 3-year, less than than its 5-year, and greater than its 10-year historical averages

3-year avg

13.73

5-year avg

15.54

10-year avg

-494.43

Old Point Financial Corporation (OPOF) PE Ratio vs. Peers

How is OPOF’s PE Ratio compared to its peers?

Old Point Financial Corporation’s PE Ratio is greater than First Community Corporation (11.18), greater than Oak Valley Bancorp (7.04), greater than Chemung Financial Corporation (8.57), greater than Home Bancorp, Inc. (7.96), less than Cullman Bancorp, Inc. (18.94), less than HMN Financial, Inc. (16.76), greater than Home Federal Bancorp, Inc. of Louisiana (8.07), less than HV Bancorp, Inc. (77.55), less than Lake Shore Bancorp, Inc. (17.36), less than Oconee Federal Financial Corp. (69.70), less than Citizens Holding Company (23.45), greater than Magyar Bancorp, Inc. (9.31), less than Community West Bancshares (24.64),

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