Citizens Financial Services, Inc.

Citizens Financial Services, Inc.verified

CZFS

Price:

$65.828

Market Cap:

$313.32M

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody o...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-04

Stock Exchange

NASDAQ

Ticker

CZFS

The PE Ratio as of December 2024 (TTM) for Citizens Financial Services, Inc. (CZFS) is 11.33

According to Citizens Financial Services, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 11.33. This represents a change of 21.91% compared to the average of 9.29 of the last 4 quarters.

Citizens Financial Services, Inc. (CZFS) Historical PE Ratio (quarterly & annually)

How has CZFS PE Ratio performed in the past?

The mean historical PE Ratio of Citizens Financial Services, Inc. over the last ten years is 12.09. The current 11.33 PE Ratio has changed 9.27% with respect to the historical average. Over the past ten years (40 quarters), CZFS's PE Ratio was at its highest in in the December 2017 quarter at 20.65. The PE Ratio was at its lowest in in the June 2023 quarter at -18.30.

Quarterly (TTM)
Annual

Average

12.09

Median

11.53

Minimum

8.14

Maximum

16.67

Citizens Financial Services, Inc. (CZFS) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens Financial Services, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 51.95%

Maximum Annual PE Ratio = 16.67

Minimum Annual Increase = -35.82%

Minimum Annual PE Ratio = 8.14

Quarterly (TTM)
Annual
YearPE RatioChange
202315.7751.95%
202210.3827.44%
20218.14-3.12%
20208.40-23.60%
201911.002.84%
201810.70-35.82%
201716.6720.18%
201613.87-0.13%
201513.8915.06%
201412.07-8.66%

Citizens Financial Services, Inc. (CZFS) Average PE Ratio

How has CZFS PE Ratio performed in the past?

The current PE Ratio of Citizens Financial Services, Inc. (CZFS) is less than than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

11.43

5-year avg

10.74

10-year avg

12.09

Citizens Financial Services, Inc. (CZFS) PE Ratio vs. Peers

How is CZFS’s PE Ratio compared to its peers?

Citizens Financial Services, Inc.’s PE Ratio is less than Home Federal Bancorp, Inc. of Louisiana (11.59), less than HMN Financial, Inc. (23.48), greater than Oconee Federal Financial Corp. (11.26), less than Community West Bancshares (296.07), less than Cullman Bancorp, Inc. (17.72), less than Magyar Bancorp, Inc. (11.67), less than HV Bancorp, Inc. (30.97), greater than Finward Bancorp (10.82), less than First Financial Northwest, Inc. (188.11), greater than Oak Valley Bancorp (9.79), less than Affinity Bancshares, Inc. (25.00), greater than Home Bancorp, Inc. (10.40), greater than First Business Financial Services, Inc. (9.58), less than LINKBANCORP, Inc. (52.26), less than Great Southern Bancorp, Inc. (11.71),

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