Citizens Financial Services, Inc.

Citizens Financial Services, Inc.verified

CZFS

Price:

$57.91

Market Cap:

$275.65M

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody o...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-04

Stock Exchange

NASDAQ

Ticker

CZFS

The Current Ratio as of September 2024 (TTM) for Citizens Financial Services, Inc. (CZFS) is 0.04

According to Citizens Financial Services, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.04. This represents a change of -99.92% compared to the average of 43.68 of the last 4 quarters.

Citizens Financial Services, Inc. (CZFS) Historical Current Ratio (quarterly & annually)

How has CZFS Current Ratio performed in the past?

The mean historical Current Ratio of Citizens Financial Services, Inc. over the last ten years is 190.35. The current 0.04 Current Ratio has changed -98.06% with respect to the historical average. Over the past ten years (40 quarters), CZFS's Current Ratio was at its highest in in the December 2022 quarter at 388.88. The Current Ratio was at its lowest in in the March 2024 quarter at 0.03.

Quarterly (TTM)
Annual

Average

190.35

Median

11.10

Minimum

0.03

Maximum

845.99

Citizens Financial Services, Inc. (CZFS) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens Financial Services, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 6.08%

Maximum Annual Current Ratio = 845.99

Minimum Annual Increase = -99.99%

Minimum Annual Current Ratio = 0.03

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230.03-99.99%
2022388.88-54.03%
2021845.99124.26%
2020377.2447.62%
2019255.556.08%
20184.14-11.55%
20174.68-71.57%
201616.46186.83%
20155.7419.02%
20144.8215.72%

Citizens Financial Services, Inc. (CZFS) Average Current Ratio

How has CZFS Current Ratio performed in the past?

The current Current Ratio of Citizens Financial Services, Inc. (CZFS) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

411.63

5-year avg

373.54

10-year avg

190.35

Citizens Financial Services, Inc. (CZFS) Current Ratio vs. Peers

How is CZFS’s Current Ratio compared to its peers?

Citizens Financial Services, Inc.’s Current Ratio is less than Home Federal Bancorp, Inc. of Louisiana (0.28), less than HMN Financial, Inc. (4.41), less than Oconee Federal Financial Corp. (0.22), less than Community West Bancshares (0.05), less than Cullman Bancorp, Inc. (76.62), less than Magyar Bancorp, Inc. (0.09), greater than HV Bancorp, Inc. (0), less than Finward Bancorp (0.09), less than First Financial Northwest, Inc. (0.05), less than Oak Valley Bancorp (0.12), less than Affinity Bancshares, Inc. (0.33), less than Home Bancorp, Inc. (0.11), greater than First Business Financial Services, Inc. (0), less than LINKBANCORP, Inc. (0.25), less than Great Southern Bancorp, Inc. (0.15),

Build a custom stock screener for Citizens Financial Services, Inc. (CZFS) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Citizens Financial Services, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Citizens Financial Services, Inc. (CZFS) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Citizens Financial Services, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the Current Ratio?

How can you use the Current Ratio?

What is Citizens Financial Services, Inc.'s Current Ratio?

How is the Current Ratio calculated for Citizens Financial Services, Inc. (CZFS)?

What is the highest Current Ratio for Citizens Financial Services, Inc. (CZFS)?

What is the 3-year average Current Ratio for Citizens Financial Services, Inc. (CZFS)?

What is the 5-year average Current Ratio for Citizens Financial Services, Inc. (CZFS)?

How does the current Current Ratio for Citizens Financial Services, Inc. (CZFS) compare to its historical average?