EFIN
Price:
$36.01
Market Cap:
$42.82M
Eastern Michigan Financial Corporation operates as the bank holding company for Eastern Michigan Bank that provides retail and commercial banking services in Michigan. The company offers interest- and noninterest-bearing checking and savings accounts, individual retirement accounts, time deposits, and certificates of deposit. It also provides home equity lines of credit, home equity term loans, automobile and truck loans, home mortgage loans, unsecured personal loans, and student loans, as well as RV, motorcycle, snowmobile, jet ski, boat, and ATV loans; equipment financing and loans, vehicle loans, working capital lines of credit, commercial real estate loans, construction and land developm...[Read more]
Industry
Banks - Regional
IPO Date
2008-01-29
Stock Exchange
PNK
Ticker
EFIN
According to Eastern Michigan Financial Corporation’s latest financial reports and current stock price. The company's current ROE is 14.93%. This represents a change of 298.75% compared to the average of 3.74% of the last 4 quarters.
The mean historical ROE of Eastern Michigan Financial Corporation over the last ten years is 9.39%. The current 14.93% ROE has changed 59.09% with respect to the historical average. Over the past ten years (40 quarters), EFIN's ROE was at its highest in in the December 2023 quarter at 4.38%. The ROE was at its lowest in in the June 2016 quarter at 1.41%.
Average
9.39%
Median
9.34%
Minimum
6.43%
Maximum
15.31%
Discovering the peaks and valleys of Eastern Michigan Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 37.47%
Maximum Annual ROE = 15.31%
Minimum Annual Increase = -6.35%
Minimum Annual ROE = 6.43%
Year | ROE | Change |
---|---|---|
2023 | 15.31% | 37.47% |
2022 | 11.14% | 1.22% |
2021 | 11.00% | 10.15% |
2020 | 9.99% | -3.14% |
2019 | 10.31% | 18.56% |
2018 | 8.70% | 16.51% |
2017 | 7.46% | 8.92% |
2016 | 6.85% | 2.77% |
2015 | 6.67% | 3.64% |
2014 | 6.43% | -6.35% |
The current ROE of Eastern Michigan Financial Corporation (EFIN) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
12.48%
5-year avg
11.55%
10-year avg
9.39%
Eastern Michigan Financial Corporation’s ROE is less than Commercial National Financial Corporation (11.28%), less than Mifflinburg Bancorp, Inc. (8.10%), less than Apollo Bancorp, Inc. (7.15%), less than Community Bankers' Corporation (8.06%), less than FNB, Inc. (14.72%), less than FS Bancorp (13.42%), less than Sturgis Bancorp, Inc. (0.96%), greater than Grand River Commerce, Inc. (-8.84%), less than Bank of Botetourt (10.03%), less than The Farmers Bank of Appomattox (7.99%), greater than CCSB Financial Corp. (-5.50%), less than Bank of Utica (6.09%), less than Delhi Bank Corp. (5.54%),
Company | ROE | Market cap |
---|---|---|
11.28% | $40.45M | |
8.10% | $43.15M | |
7.15% | $17.23M | |
8.06% | $11.51M | |
14.72% | $16.61M | |
13.42% | $155.44M | |
0.96% | $44.11M | |
-8.84% | $20.20M | |
10.03% | $62.14M | |
7.99% | $24.93M | |
-5.50% | $9.67M | |
6.09% | $27.05M | |
5.54% | $69.50M |
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What is the 5-year average ROE for Eastern Michigan Financial Corporation (EFIN)?
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