Citizens Financial Corp.

Citizens Financial Corp.verified

CIWV

Price:

$24.25

Market Cap:

$41.06M

Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, line of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; IRAs; debit and credit cards; remote deposit; and safe deposit boxes rental. It also provi...[Read more]

Industry

Banks - Regional

IPO Date

2000-01-03

Stock Exchange

PNK

Ticker

CIWV

The ROE as of December 2024 (TTM) for Citizens Financial Corp. (CIWV) is 14.97%

According to Citizens Financial Corp.’s latest financial reports and current stock price. The company's current ROE is 14.97%. This represents a change of 440.04% compared to the average of 2.77% of the last 4 quarters.

Citizens Financial Corp. (CIWV) Historical ROE (quarterly & annually)

How has CIWV ROE performed in the past?

The mean historical ROE of Citizens Financial Corp. over the last ten years is 10.81%. The current 14.97% ROE has changed 38.52% with respect to the historical average. Over the past ten years (40 quarters), CIWV's ROE was at its highest in in the December 2022 quarter at 4.49%. The ROE was at its lowest in in the December 2008 quarter at -1.97%.

Quarterly (TTM)
Annual

Average

10.81%

Median

10.53%

Minimum

4.40%

Maximum

18.03%

Citizens Financial Corp. (CIWV) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Financial Corp. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 114.39%

Maximum Annual ROE = 18.03%

Minimum Annual Increase = -52.35%

Minimum Annual ROE = 4.40%

Quarterly (TTM)
Annual
YearROEChange
202314.46%-19.77%
202218.03%13.29%
202115.91%17.83%
202013.50%25.42%
201910.77%68.78%
20156.38%-32.34%
20149.43%114.39%
20084.40%-10.34%
20074.90%-52.35%
200610.29%-1.40%

Citizens Financial Corp. (CIWV) Average ROE

How has CIWV ROE performed in the past?

The current ROE of Citizens Financial Corp. (CIWV) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

16.13%

5-year avg

14.53%

10-year avg

10.81%

Citizens Financial Corp. (CIWV) ROE vs. Peers

How is CIWV’s ROE compared to its peers?

Citizens Financial Corp.’s ROE is greater than The First Citizens National Bank of Upper Sandusky (0%), less than Century Next Financial Corporation (14.36%), greater than Triad Business Bank (-5.72%), less than First Ottawa Bancshares, Inc. (18.45%), less than First Community Financial Corporation (0.88%), less than Washington Business Bank (10.09%), less than Bank of Idaho Holding Company (9.58%), less than First Bancshares, Inc. (11.53%), less than National Capital Bancorp, Inc. (10.38%), greater than Lewis & Clark Bancorp (-7.50%), less than Community Heritage Financial, Inc. (7.88%),

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