Upstart Holdings, Inc.

Upstart Holdings, Inc.verified

UPST

Price:

$67.5673

Market Cap:

$6.16B

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.[Read more]

Industry

Financial - Credit Services

IPO Date

2020-12-16

Stock Exchange

NASDAQ

Ticker

UPST

The Current Ratio as of December 2024 (TTM) for Upstart Holdings, Inc. (UPST) is 6.65

According to Upstart Holdings, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 6.65. This represents a change of -61.29% compared to the average of 17.19 of the last 4 quarters.

Upstart Holdings, Inc. (UPST) Historical Current Ratio (quarterly & annually)

How has UPST Current Ratio performed in the past?

The mean historical Current Ratio of Upstart Holdings, Inc. over the last ten years is 10.41. The current 6.65 Current Ratio has changed 6.29% with respect to the historical average. Over the past ten years (40 quarters), UPST's Current Ratio was at its highest in in the September 2023 quarter at 27.22. The Current Ratio was at its lowest in in the September 2019 quarter at 0.

Quarterly (TTM)
Annual

Average

10.41

Median

8.82

Minimum

0

Maximum

21.26

Upstart Holdings, Inc. (UPST) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Upstart Holdings, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = Infinity%

Maximum Annual Current Ratio = 21.26

Minimum Annual Increase = -44.70%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
202311.76-44.70%
202221.2653.96%
202113.8162.48%
20208.50-2.49%
20198.72-1.16%
20188.82Infinity%

Upstart Holdings, Inc. (UPST) Average Current Ratio

How has UPST Current Ratio performed in the past?

The current Current Ratio of Upstart Holdings, Inc. (UPST) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

15.61

5-year avg

12.81

10-year avg

10.41

Upstart Holdings, Inc. (UPST) Current Ratio vs. Peers

How is UPST’s Current Ratio compared to its peers?

Upstart Holdings, Inc.’s Current Ratio is less than SoFi Technologies, Inc. (0), greater than Visa Inc. (0), greater than Mastercard Incorporated (1.28), greater than American Express Company (1.29), greater than PayPal Holdings, Inc. (1.01), greater than Capital One Financial Corporation (1.25), greater than Ally Financial Inc. (1.88), greater than null (4.00),

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