Old Second Bancorp, Inc.

Old Second Bancorp, Inc.verified

OSBC

Price:

$16.69

Market Cap:

$748.54M

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, i...[Read more]

Industry

Banks - Regional

IPO Date

1993-11-16

Stock Exchange

NASDAQ

Ticker

OSBC

The Current Ratio as of September 2024 (TTM) for Old Second Bancorp, Inc. (OSBC) is 0.05

According to Old Second Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.05. This represents a change of -94.06% compared to the average of 0.77 of the last 4 quarters.

Old Second Bancorp, Inc. (OSBC) Historical Current Ratio (quarterly & annually)

How has OSBC Current Ratio performed in the past?

The mean historical Current Ratio of Old Second Bancorp, Inc. over the last ten years is 38.49. The current 0.05 Current Ratio has changed -88.09% with respect to the historical average. Over the past ten years (40 quarters), OSBC's Current Ratio was at its highest in in the June 2023 quarter at 343.03K. The Current Ratio was at its lowest in in the December 2020 quarter at 0.

Quarterly (TTM)
Annual

Average

38.49

Median

22.61

Minimum

0.05

Maximum

136.46

Old Second Bancorp, Inc. (OSBC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Old Second Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 229.88%

Maximum Annual Current Ratio = 136.46

Minimum Annual Increase = -99.78%

Minimum Annual Current Ratio = 0.05

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230.05-99.78%
202221.43-84.29%
2021136.46229.88%
202041.37206.29%
201913.51-2.13%
201813.80-11.26%
201715.55-34.61%
201623.78-73.15%
201588.57191.18%
201430.42-88.50%

Old Second Bancorp, Inc. (OSBC) Average Current Ratio

How has OSBC Current Ratio performed in the past?

The current Current Ratio of Old Second Bancorp, Inc. (OSBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

52.65

5-year avg

42.56

10-year avg

38.49

Old Second Bancorp, Inc. (OSBC) Current Ratio vs. Peers

How is OSBC’s Current Ratio compared to its peers?

Old Second Bancorp, Inc.’s Current Ratio is less than Ohio Valley Banc Corp. (0.21), less than Peoples Bancorp Inc. (0.05), less than OceanFirst Financial Corp. (0.08), greater than QCR Holdings, Inc. (0.04), less than Peapack-Gladstone Financial Corporation (0.20),

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