NBT Bancorp Inc.

NBT Bancorp Inc.verified

NBTB

Price:

$49.19

Market Cap:

$2.32B

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In...[Read more]

Industry

Banks - Regional

IPO Date

1992-03-17

Stock Exchange

NASDAQ

Ticker

NBTB

The Current Ratio as of December 2024 (TTM) for NBT Bancorp Inc. (NBTB) is 8.59

According to NBT Bancorp Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 8.59. This represents a change of 290.00% compared to the average of 2.20 of the last 4 quarters.

NBT Bancorp Inc. (NBTB) Historical Current Ratio (quarterly & annually)

How has NBTB Current Ratio performed in the past?

The mean historical Current Ratio of NBT Bancorp Inc. over the last ten years is 10.79. The current 8.59 Current Ratio has changed 7.86% with respect to the historical average. Over the past ten years (40 quarters), NBTB's Current Ratio was at its highest in in the June 2021 quarter at 99.58. The Current Ratio was at its lowest in in the December 2023 quarter at 0.05.

Quarterly (TTM)
Annual

Average

10.79

Median

9.74

Minimum

0.02

Maximum

30.23

NBT Bancorp Inc. (NBTB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of NBT Bancorp Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 559.82%

Maximum Annual Current Ratio = 30.23

Minimum Annual Increase = -99.27%

Minimum Annual Current Ratio = 0.02

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230.02-99.27%
20222.95-90.25%
202130.23151.83%
202012.00559.82%
20191.82-78.52%
20188.47-13.28%
20179.770.47%
20169.72-31.04%
201514.09-24.95%
201418.7848.03%

NBT Bancorp Inc. (NBTB) Average Current Ratio

How has NBTB Current Ratio performed in the past?

The current Current Ratio of NBT Bancorp Inc. (NBTB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

11.07

5-year avg

9.40

10-year avg

10.79

NBT Bancorp Inc. (NBTB) Current Ratio vs. Peers

How is NBTB’s Current Ratio compared to its peers?

NBT Bancorp Inc.’s Current Ratio is greater than Oak Valley Bancorp (0), greater than Oconee Federal Financial Corp. (0.21), less than Cullman Bancorp, Inc. (76.62), greater than Home Federal Bancorp, Inc. of Louisiana (0), less than Finward Bancorp (63.86), greater than Community West Bancshares (0.33), greater than First Financial Northwest, Inc. (1.75), greater than Northfield Bancorp, Inc. (Staten Island, NY) (0.50), greater than Home Bancorp, Inc. (0), less than Financial Institutions, Inc. (16.81), greater than Berkshire Hills Bancorp, Inc. (0.32), less than Fidelity D & D Bancorp, Inc. (16.37), less than Cambridge Bancorp (46.78), greater than LINKBANCORP, Inc. (0), less than Coastal Financial Corporation (82.41), greater than CrossFirst Bankshares, Inc. (0.26), less than ConnectOne Bancorp, Inc. (46.41), greater than HMN Financial, Inc. (4.41), greater than First Northwest Bancorp (2.40), less than Great Southern Bancorp, Inc. (10.19),

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