Embassy Bancorp, Inc.

Embassy Bancorp, Inc.verified

EMYB

Price:

$16.45

Market Cap:

$125.33M

Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Its deposit products include savings, money market, individual retirement, and NOW accounts; demand and time deposits; and certificates of deposit. The company's loan portfolio comprises secured fixed and variable rate loans; business loans; consumer loans, including mortgages, secured home equity loans, lines of credit, auto, and unsecured personal loans, as well as mortgage escrow services; residential mortgage loans; and commercial mortgage/construction loans...[Read more]

Industry

Banks - Regional

IPO Date

2012-01-31

Stock Exchange

PNK

Ticker

EMYB

The Current Ratio as of November 2024 (TTM) for Embassy Bancorp, Inc. (EMYB) is 52.51

According to Embassy Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 52.51. This represents a change of 297.70% compared to the average of 13.20 of the last 4 quarters.

Embassy Bancorp, Inc. (EMYB) Historical Current Ratio (quarterly & annually)

How has EMYB Current Ratio performed in the past?

The mean historical Current Ratio of Embassy Bancorp, Inc. over the last ten years is 159.47. The current 52.51 Current Ratio has changed 3.19% with respect to the historical average. Over the past ten years (40 quarters), EMYB's Current Ratio was at its highest in in the June 2022 quarter at 3.36K. The Current Ratio was at its lowest in in the June 2024 quarter at 0.

Quarterly (TTM)
Annual

Average

159.47

Median

73.90

Minimum

0.20

Maximum

738.59

Embassy Bancorp, Inc. (EMYB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Embassy Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 5.38%

Maximum Annual Current Ratio = 738.59

Minimum Annual Increase = -99.95%

Minimum Annual Current Ratio = 0.20

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230.20-99.95%
2022391.70-46.97%
2021738.59357.12%
2020161.572.52%
20196.18176.77%
20182.23-98.45%
2017143.954.90%
2016137.235.38%
20152.50-76.33%
201410.5816.67%

Embassy Bancorp, Inc. (EMYB) Average Current Ratio

How has EMYB Current Ratio performed in the past?

The current Current Ratio of Embassy Bancorp, Inc. (EMYB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

376.83

5-year avg

259.65

10-year avg

159.47

Embassy Bancorp, Inc. (EMYB) Current Ratio vs. Peers

How is EMYB’s Current Ratio compared to its peers?

Embassy Bancorp, Inc.’s Current Ratio is less than Pioneer Bankcorp, Inc. (0), greater than Liberty Northwest Bancorp, Inc. (0), greater than First Community Corporation PFD SER A (0), greater than Coeur d'Alene Bancorp, Inc. (50.60), greater than CBOA Financial, Inc. (0), greater than null (0.10),

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