Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc.verified

CPSS

Price:

$10.49

Market Cap:

$224.54M

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company ...[Read more]

Industry

Financial - Credit Services

IPO Date

1992-10-22

Stock Exchange

NASDAQ

Ticker

CPSS

The Current Ratio as of December 2024 (TTM) for Consumer Portfolio Services, Inc. (CPSS) is 0.08

According to Consumer Portfolio Services, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.08. This represents a change of -97.30% compared to the average of 2.83 of the last 4 quarters.

Consumer Portfolio Services, Inc. (CPSS) Historical Current Ratio (quarterly & annually)

How has CPSS Current Ratio performed in the past?

The mean historical Current Ratio of Consumer Portfolio Services, Inc. over the last ten years is 2.68. The current 0.08 Current Ratio has changed 184.81% with respect to the historical average. Over the past ten years (40 quarters), CPSS's Current Ratio was at its highest in in the March 2024 quarter at 5.41. The Current Ratio was at its lowest in in the June 2023 quarter at 0.03.

Quarterly (TTM)
Annual

Average

2.68

Median

0.35

Minimum

0

Maximum

12.92

Consumer Portfolio Services, Inc. (CPSS) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Consumer Portfolio Services, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 661.39%

Maximum Annual Current Ratio = 12.92

Minimum Annual Increase = -100.00%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
20230-100.00%
20220.26-16.32%
20210.30-97.64%
202012.9220.14%
201910.75661.39%
20181.41235.04%
20170.427.82%
20160.39355.74%
20150.09-65.51%
20140.25-76.69%

Consumer Portfolio Services, Inc. (CPSS) Average Current Ratio

How has CPSS Current Ratio performed in the past?

The current Current Ratio of Consumer Portfolio Services, Inc. (CPSS) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.19

5-year avg

4.85

10-year avg

2.68

Consumer Portfolio Services, Inc. (CPSS) Current Ratio vs. Peers

How is CPSS’s Current Ratio compared to its peers?

Consumer Portfolio Services, Inc.’s Current Ratio is less than Atlanticus Holdings Corporation (2.33), less than Mill City Ventures III, Ltd. (18.97), less than Nelnet, Inc. (20.94), less than Senmiao Technology Limited (0.37), less than Enova International, Inc. (17.43), greater than ORIX Corporation (0), less than World Acceptance Corporation (19.42K), less than FirstCash Holdings, Inc (4.31), greater than SLM Corporation (0), less than Federal Agricultural Mortgage Corporation (32.57), less than Navient Corporation (0.79), less than Federal Agricultural Mortgage Corporation (32.57), less than EZCORP, Inc. (2.71), greater than SLM Corporation (0), greater than Regional Management Corp. (0.02), less than Runway Growth Finance Corp. (0.39),

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Frequently asked questions❓

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